Our Services
What we offer
Conventional Loans
A conventional loan is any mortgage loan that is not insured or guaranteed by the government (such as under Federal Housing Administration, Department of Veterans Affairs, or Department of Agriculture loan programs).
FHA Loans
An FHA loan is a government-backed mortgage insured by the Federal Housing Administration. FHA home loans require lower minimum credit scores and down payments than many conventional loans, which makes them especially popular with first-time homebuyers.
VA Loans
A VA home loan is a special type of mortgage guaranteed by the U.S. Department of Veterans Affairs (VA), and is available only to qualified borrowers as a part of their military benefits. Created to help veterans access credit and compete in the housing market, VA loans have more lenient credit, down payment and debt-to-income requirements than conventional loans. They also typically offer lower interest rates and have lower closing costs. This makes them a great option for any veteran, but especially for first-time home buyers who may need extra help entering today’s competitive housing market.
Jumbo Loans
A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac, the government-sponsored agencies that buy most U.S. home loans and package them for investors. If you’re buying a mansion — or just a regular home in a high-priced area like Silicon Valley — you might need a jumbo loan.
